Injured Worker
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IMPORTANT AMENDMENTS TO THE WORK HEALTH & SAFETY ACT IN NSW & IMPLICATIONS TO INSURANCE COVERAGE – Austbrokers Canberra

On June 10, 2020, amendments to the Work Health & Safety Act (2011) were officially passed through NSW Parliament and became law. Whilst aimed at increasing fines and making it easier to prosecute certain offences which can lead to prison time for breaching the Act, the major impact these changes have had on the insurance

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COVID-19 Client Overview

With many COVID-19 government restrictions now in place, we understand this is placing our clients under enormous pressure as businesses are being forced to close or operate in a limited capacity. Unfortunately, general insurance is unlikely to provide the protection that it does for traditional risks such as fire, burglary or storm. The attached bulletin

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Understanding three key risks facing SMEs

Protecting against risk is essential for any business, and identifying and understanding less obvious exposures can help a business prepare and be best protected, should the worst happen. Most small- to medium-sized enterprise (SMEs) owners are aware of some of the physical risks faced by their businesses such as damage to premises as a result

Cyber Attacks
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The impact of cyber-attacks on small business

As the world becomes increasingly enabled through technology and continual connection, businesses — both large and small — must take precautions against being compromised through online platforms. This is a critical business risk, and research from the Australian Small Business and Family Enterprise Ombudsman paints a grim picture. The recent report, The Small Business Cyber

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Understanding the key terms in the insurance industry

The insurance landscape can be complicated and there is a range of industry-specific terms that are used. Here is a guide to the most common ones. An assessor is the person tasked with checking the details of a claim to see if it meets the terms and conditions of a policy. They are the focal

Christmas Safety Measures
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How to keep your Christmas merry, and worry free

Can you believe the festive season is almost here? No doubt your team is submitting their leave applications, and Christmas party planning is high on the agenda. But before assuming that holiday mindset, a little planning and preparedness for your business can go a long way towards a peaceful Christmas. Security. Christmas can also be

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Meet your Broker—Emily-Rose Clark

At Austbrokers International, we pride ourselves on personalised service. To help you get to know your brokers, we’ve asked them a few questions about their career, their insurance specialisation, and what they love to do when they’re not in the office. Today, we sat down with Emily-Rose Clark, one of our Canberra-based brokers. She joined

Fire Season
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Fire Season

An early start to fire season in NSW, as a sweltering summer is predicted. In Australia, we’ve come to expect extreme weather. This year our farmers faced the wrath of one of our country’s longest and most destructive droughts. Not since 1965 has NSW seen so little rain. Sadly, the bad news continues, as early

Current Business Threats
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Protecting your company against business threats

Recently, we saw something terrible happening across Australia: our very fruit supply being sabotaged by an unidentified threat. Large supermarkets pulled strawberries from their shelves, just as the peak season for the fruit was about to commence. It sparked ‘copycats’ who attacked bananas and apples, too. This was more terrible news for our farming community,

Underinsurance
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Underinsurance: The dangerous, threatening, trend

Keeping costs down is important for many companies. But a dangerous trend has been emerging across the Asia Pacific—many Australian businesses are exposing themselves to unnecessary risk through underinsurance. According to Insurance Business Online: “Six out of 10 organisations in the region have experienced at least one supply chain disruption over the last year with